JPMorgan, blockchain, and the battle for financial sovereignty

A Crypto P2P Club Analysis — "Blockchain & Stablecoins by JPMorgan"

What Jamie Dimon just said is not a revolution... it's a confirmation.

Big banks like JPMorgan don't believe in decentralization: they believe in the tokenization of control.

When he says, "It's real, we'll all use it," what he really means is:

👉 Banks will use their own version of the blockchain—closed, centralized, and completely under their control—to reduce costs, speed up transactions, and better trace financial flows.

In other words: this isn't a win for the decentralized Web3... it's the co-opting of blockchain technology to strengthen the existing banking system.

💡 What This Means for Us (Crypto P2P Club)

1. It's a Technological Validation, Not an Ideological One.

If even the banks are adopting blockchain, it proves the technology is robust and useful. But that doesn't mean their use of it will align with our values of freedom and sovereignty.

2. "Bank Stablecoins" are the Antechamber to CBDCs.

Behind the talk of "efficiency" lies a logic of total control over transactions. This is not the same as a public or decentralized stablecoin (like USDT or USDC on a public blockchain).

3. For an Ethical Investor or Builder, This Confirms One Thing:

The future will be tokenized, but there will be two worlds:

A centralized banking world, with surveillance and control.
A decentralized P2P world, where individuals hold and exchange their assets consciously, without intermediaries.

🌙 Crypto P2P Club's Position

Wall Street's announcements are not a threat: they are a wake-up call. They confirm that the race for blockchain is on— but the real battle is for sovereignty.

We must remain focused on:

Education (understanding how these infrastructures really work).
Ethics (rejecting systems that contradict our principles).
Decentralization (preserving direct ownership of our assets).

🕊️ Conclusion

Yes, finance is being rewritten—but not necessarily for the better. It's up to us to build the alternative: a decentralized, halal, human, and liberating finance.

It's not "blockchain by banks" that we should celebrate, but "blockchain by people."

Analysis by Crypto P2P Club, October 31, 2025.